West Insurance Services provides Group Health, Life, Disability, and Long-Term Care Insurance.
For over 40 years, Bob West has helped his clients with Group Health, Life, Disability, and Long-Term Care Insurance. He prides himself on getting to know his clients’ needs and recommending the insurance coverage that is right for them. He also understands that needs change as life changes, so he creates long-term relationships to keep up with those needs. Bob’s experience and caring have served his clients with the right insurance protection for every phase of their lives. Bob also works with businesses that want to offer insurance benefits to their employees.
West Insurance Services Insurance Products
Group Health Insurance
Group Health Insurance is a great option for businesses who want to recruit and retain employees. It is also a good way to provide health coverage at lower costs by doing it as a group. Bob will work with you to create and set up the plan that works for your company and employees’ needs. He will review how the plan works with claims, coverage, payroll and tax implications.
A lot has changed in the world of life insurance. Though it is still a topic many people do not want to talk about! But Bob can show you why it is important to protect your loved ones in the event of your death. And today’s life insurance is not like it used to be. Today, there are life insurance policies that can be part of your retirement planning. There are even those that can be used for long-term healthcare needs.
This type of insurance helps protect your income in the event of an illness or injury. Disability Insurance can replace a portion of your income, giving you and your family financial security during a difficult time. Having disability insurance can mean the difference between being able to pay your bills or not. Bob will help you decide on the options you have for benefits, length of coverage, premium, and waiting periods.
Long-Term Care Insurance
It is scary to think of not being able to care for yourself during a chronic illness or disability, a terminal illness or just from aging. Or worse, depending on your family or friends to care for you. Illness and age, though, are a fact of life. Long-Term Care Insurance gives you the option to plan ahead and be able to afford care. Policies also give you options for staying in your own home or choosing an assisted care or nursing facility. Bob will work with you to review all of your potential future needs and discuss care and premiums. This way, you can make the best choice.
Certifications and Licenses
Bob West is certified and licensed in Property & Casualty, Life Insurance, Individual and Group Health, and Long-Term Care Insurance in the Commonwealth of Virginia.
Click here to learn more about Bob or call him directly (757) 434-4593.
West Insurance Services – Specializing in Medicare
In addition to Bob’s insurance specialties, Cindy West, our President, specializes in Medicare. She works with her clients to find the best Medicare plan. She breaks down the information and steps for Medicare, so they can be easily understood. Cindy helps with Medicare Supplements, Medicare Advantage Plans, and Part D Drug Plans, including Dental, Vision, Hearing, and Individual Health Insurance. And she does this at no cost to her clients. Click here for more information to see how Cindy can help you.
West Insurance Services
West Insurance Services works with both Individuals and Groups for Health Insurance, and we can write policies for Life, Disability, and Long-Term Care Insurance. We are an insurance agency specializing in Original Medicare and Medigap – Medicare Supplements. This also includes Medicare Advantage Plans and Medicare Part D Prescription Drug Plans.